:root{--g:#16805A;--gd:#0f5e42;--gl:#e8f5ef;--ink:#1d2a33;--mut:#5b6b75;--line:#dfe6ea;--bg:#fafcfb;--warn:#8a5a00;--warnbg:#fff6e0}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg)}
a{color:var(--g)}a:hover{color:var(--gd)}
.wrap{max-width:980px;margin:0 auto;padding:0 20px}
header.site{background:#fff;border-bottom:1px solid var(--line)}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:64px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;font-size:20px;color:var(--ink);text-decoration:none}
.brand svg{width:30px;height:30px}
nav a{margin-left:18px;text-decoration:none;font-size:15px;color:var(--mut)}nav a:hover,nav a[aria-current]{color:var(--g)}
.hero{padding:44px 0 18px}.hero h1{font-size:clamp(28px,4.2vw,42px);line-height:1.15;margin:0 0 12px}
.hero p.lead{font-size:19px;color:var(--mut);max-width:720px;margin:0}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:18px;margin:26px 0}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px}
.card h2,.card h3{margin-top:0}.card.tool{display:flex;flex-direction:column}.card.tool .btn{margin-top:auto;align-self:flex-start}
.btn{display:inline-block;background:var(--g);color:#fff;padding:11px 18px;border-radius:10px;text-decoration:none;font-weight:600;border:0;font-size:16px;cursor:pointer}
.btn:hover{background:var(--gd);color:#fff}.btn.ghost{background:#fff;color:var(--g);border:1.5px solid var(--g)}.btn.ghost:hover{background:var(--gl)}
.calc{display:grid;grid-template-columns:1fr 1fr;gap:22px;align-items:start}
@media (max-width:760px){.calc{grid-template-columns:1fr}nav a{margin-left:12px}}
form .row{margin-bottom:14px}label{display:block;font-weight:600;font-size:15px;margin-bottom:4px}
.hint{font-size:13px;color:var(--mut);font-weight:400}
input,select{width:100%;padding:10px 12px;font-size:16px;border:1.5px solid var(--line);border-radius:9px;background:#fff;color:var(--ink)}
input:focus,select:focus{outline:none;border-color:var(--g);box-shadow:0 0 0 3px var(--gl)}
.money{position:relative}.money input{padding-left:24px}.money:before{content:"$";position:absolute;left:11px;top:10px;color:var(--mut)}
.pct{position:relative}.pct input{padding-right:28px}.pct:after{content:"%";position:absolute;right:12px;top:10px;color:var(--mut)}
details.more{margin:6px 0 14px}details.more summary{cursor:pointer;color:var(--g);font-weight:600;font-size:15px}
.result{position:sticky;top:14px}
.big{font-size:44px;font-weight:800;color:var(--g);line-height:1.1;margin:4px 0}
.kv{width:100%;border-collapse:collapse;font-size:15px;margin-top:10px}.kv td{padding:7px 0;border-bottom:1px solid var(--line)}.kv td:last-child{text-align:right;font-variant-numeric:tabular-nums;font-weight:600}
.kv tr.total td{font-weight:800;border-top:2px solid var(--ink)}
table.sched{width:100%;border-collapse:collapse;font-size:15px}table.sched th,table.sched td{padding:8px;border-bottom:1px solid var(--line);text-align:left}table.sched td.n{text-align:right;font-variant-numeric:tabular-nums}
table.sched th{background:var(--gl);font-size:14px}
.note{background:var(--warnbg);color:var(--warn);border-radius:10px;padding:12px 14px;font-size:14px;margin:16px 0}
.msg{background:var(--gl);border-radius:10px;padding:10px 12px;font-size:15px;margin-top:12px}
article{max-width:760px}article h2{margin-top:34px;font-size:25px}article h3{font-size:19px;margin-bottom:6px}
.cta{background:#fff;border:2px solid var(--g);border-radius:14px;padding:22px;margin:34px 0;display:flex;gap:18px;align-items:center;justify-content:space-between;flex-wrap:wrap}
.cta h2{margin:0 0 4px;font-size:21px}.cta p{margin:0;color:var(--mut)}.cta .btns{display:flex;gap:10px;flex-wrap:wrap}
footer.site{border-top:1px solid var(--line);margin-top:50px;padding:26px 0;font-size:14px;color:var(--mut);background:#fff}
footer.site a{color:var(--mut)}
.sr{position:absolute;left:-9999px}
.msg:empty{display:none}
@media (max-width:760px){header.site .wrap{padding-top:10px;padding-bottom:8px}nav{display:flex;flex-wrap:wrap;gap:4px 14px;width:100%}nav a{margin:0}table.sched{font-size:13px}.big{font-size:38px}}